Urgent care cost without insurance is refreshingly simple in Covington, LA: a flat self-pay office visit of $130, with an on-site X-ray priced at $75 when imaging is needed. Nationally a self-pay urgent care visit can range from under a hundred to several hundred dollars depending on complexity, so a single published rate makes budgeting simple. You do not need insurance to be seen, and walk-ins are welcome 7 days a week from 7am to 7pm.
How much does urgent care cost without insurance?
Without insurance, a basic urgent care visit can run from about $80 to $280, and can reach around $440 for more complex care, according to Debt.org. Total Health Urgent Care keeps it simpler for self-pay patients in Covington and across the Northshore with a flat $130 office visit. Here is what our published self-pay pricing looks like.
For the full picture on what we charge and which plans we bill, see our self-pay pricing and insurance page.
What does a self-pay urgent care visit include?
The $130 self-pay office visit at Total Health Urgent Care covers your evaluation and treatment by a provider for common urgent and primary care needs. That covers sore throats, sinus infections, seasonal respiratory illness, small burns, twisted ankles, muscle strains, and skin infections. Testing like COVID, flu, strep, and mono, plus on-site lab work and EKG, is available during the same visit. Some tests and procedures carry an added charge, which is why we encourage you to call ahead for an estimate. Explore everything we treat on our services page.
What does an X-ray add to your self-pay bill?
An on-site X-ray is a flat $75 for self-pay patients, added to your visit fee only when imaging is needed. With imaging and lab work handled in-house, results are available during the same visit rather than routing you to an outside imaging center. For a deeper breakdown, read our guide on X-ray cost without insurance.
Is urgent care cheaper than the ER without insurance?
Yes, urgent care is far less expensive than the emergency room for the same non-emergency problems. An emergency department visit averages roughly $2,453, with about $646 paid out of pocket even by large-employer insured patients, per the Peterson-KFF Health System Tracker. The Urgent Care Association reports that about 34% of emergency department visits could be handled at urgent care, where the average urgent care visit takes about 56 minutes. For a genuine medical emergency, always call 911 or go to the nearest emergency room.
What adds the most cost to an urgent care visit?
The visit fee is only the starting point. What raises the total is the testing and procedures your care requires, such as lab panels, an X-ray, a splint, wound care, or a drug screen. Here the office visit stays fixed at $130, imaging runs $75, and any other labs or procedures are quoted when you call. If you are watching your budget, call (985) 400-5370 before your visit so our team can estimate the total based on what you need.
Can you go to urgent care without insurance in Covington?
Absolutely. Coverage is not required to be treated at our Covington, LA clinic. Uninsured and self-pay patients are welcome as walk-ins 7 days a week, 7am to 7pm, at 73015 Hwy 25, Suite A. If you do carry coverage, we accept most major health insurance plans and bill your insurer directly, and your co-pay is set by your plan and shown on your insurance card. We serve patients across Covington, Mandeville, Madisonville, Abita Springs, and the wider St. Tammany Parish Northshore.
How to lower your urgent care cost without insurance
- Choose urgent care over the ER for non-emergencies. A flat $130 visit is typically far less than an ER bill for the same minor illness or injury.
- Use same-visit X-ray and lab. On-site imaging and testing at Total Health Urgent Care can avoid a second appointment at an outside facility.
- Come during our open hours. With 7-day, 7am to 7pm hours, you can avoid costly after-hours emergency care for problems that can wait for the same day.
- Ask for an estimate first. Call (985) 400-5370 so you know the visit and testing costs before you arrive.
- Take advantage of free physicals. Student athletes pay nothing for school or sports physicals here.
Cost keeps many people from getting care. KFF finds that about 36% of adults delay or skip care because of cost, a share that rises among the uninsured. Clear, upfront pricing is meant to make that decision easier.
Frequently asked questions
National self-pay prices vary by location and by the complexity of your care. At Total Health Urgent Care in Covington, the office visit is a flat $130, with an X-ray at $75 if needed.
Self-pay options are available at Total Health Urgent Care. Call (985) 400-5370 ahead of your visit for an estimate of the visit fee plus any testing you may need.
For minor illness and injury, paying our flat $130 self-pay rate is far cheaper than an emergency room visit, which can run well into the thousands of dollars.
Yes. Total Health Urgent Care treats uninsured and self-pay patients as walk-ins 7 days a week, 7am to 7pm, at 73015 Hwy 25, Suite A in Covington.
A UTI is one of the common concerns treated at Total Health Urgent Care. Call (985) 400-5370 for an estimate of the visit fee plus any testing you may need.
Yes. We accept most major health insurance plans and bill your insurer directly. Your co-pay is set by your plan. See our pricing and insurance page for details.
Prepared by the Total Health Urgent Care team. Our clinic was founded by Jennifer Duncan, APRN, MSN, FNP-C, a longtime emergency and urgent care provider. Prices are current at publication and self-pay only; call to confirm. For a medical emergency, call 911.
Total Health Urgent Care is at 73015 Hwy 25, Suite A, Covington, LA 70435, open 7 days a week from 7am to 7pm, just off the junction of Hwy 190 and Hwy 25. Walk in or call (985) 400-5370 to get seen today.